What is a wilful act?

Definition of Wilful Acts

Wilful acts encompass any actions that are either actually committed or alleged to be:

• dishonest, fraudulent, criminal, unlawful, or malicious in nature;
• intentional violations of any law, contract, or obligation;
• conduct aimed at causing loss, damage, or liability with a blatant disregard for the potential consequences;

These acts may be performed by you or by anyone acting with your awareness, approval, or cooperation.